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I'm training to be an engineer anafranil 75 mg kullanm Whether or not the government does more to favor annuities, the retirement income question also requires solutions from industry. The annuity market has a bad reputation in America because of confusing terms; high, opaque fees; and large surrender costs. Annuity prices also vary with interest rates. This exposes retirees to another source of risk when they buy an annuity. Not surprisingly, few Americans buy income annuities. That may change as more people retire with a 401(k) and need lifetime income. A feasible product offering guaranteed income and liquidity that people will buy has become the Holy Grail in the industry. So far there aren’t any good solutions that the market has embraced.
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