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Everyone seems to be ignoring the basic fact that capital isn't a pile of cash. It's an accounting construct. On his Interfluidity blog (which I found courtesy of Naked Capitalism), Steve Waldman writes, "Capital does not exist in the world. It is not accessible to the senses. When we claim a bank or any other firm has so much ‘capital,' we are modeling its assets and liabilities and contingent positions and coming up with a number. Unfortunately, there is not one uniquely ‘true' model of bank capital. Even hewing to GAAP and all regulatory requirements, thousands of estimates and arbitrary choices must be made to compute the capital position of a modern bank." In other words, even if you give bankers credit for good intentions, the accounting that would truly capture "capital" may not exist. Or as Waldman writes, "Bank capital cannot be measured." Layer in some real world realities. The next time things get tough, will regulators once again practice forbearance and allow firms to overstate their capital, which has the perverse effect of making no one trust reported capital? Let's not forget Lehman, which according to Lehman had a very healthy Tier 1 ratio of 10.7 percent on May 31, 2008 and a total capital ratio of 16.1 percent. This didn't matter, because no one believed Lehman's capital was real.
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generic lamisil cream walmart To put it another way, Los Santos feels like a city that people live in, rather than a virtual playground built for your enjoyment. The danger of this approach is that real cities might not be as much fun as a bespoke urban-Americana theme park, but Rockstar make it work. My admiration for video game designers knows no bounds, but it befuddles as to how a mass of land as huge as Los Santos is so tightly crafted and densely interactive. There’s a natural openness, diversity and cogency to the design of the map that makes it a pleasure to explore. And it’s a place in which the game’s missions can slot into in a way that leads to emergent and unexpected thrills.
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"You can play the game the way you want to play it," said Laidlaw, pointing out the player can switch easily between following a party member in a third person over the shoulder view to the tactical camera. "There's situations in which there's advantages for both styles of play. I don't want every fight to be fought using [the tactical view]. Sometimes you just want to quickly beat up some guys."
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