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Very funny pictures proud to be an american essay “I think a tip could easily be perceived in China as something a little bit negative, whereas in the US it’s expected,” says David Ahlstrom, professor of management at the Chinese University of Hong Kong. “I give tips in China and I get some funny looks. And now I see why. I guess they see it as something like a bribe.”
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Consider how much you will actually spend in retirement based on your own tax rate and lifestyle, instead of plugging in a replacement rate. Factor in any inheritances, pensions, company matching payments and higher salaries as you age. Lee suggests younger, low-earning workers can save less to start and make it up later as their earnings increase.
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