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Photography caverta cost Financial planner Bryan Bly, 47, has done the math for thepast 11 years to see what arrangement is best for him and hiswife, 48 - and whose plan is better for their 9-year-olddaughter. Except for a brief time when his wife was betweenjobs, they have gone their own ways on medical coverage, but tojoin one or the other's dental and vision plans.

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